Are Dash Cams Worth It?

By the Dash Wise editorial team · Updated 2026 · How we test & score

Dash cams have become popular in the UK, but are they actually worth buying? Here's an honest look at what they do for you.

Quick answer

For most UK drivers, yes - a dash cam is worth it. It provides clear video evidence in an accident or dispute, protects you against 'crash for cash' scams and false claims, and some insurers offer a discount for having one. For a modest one-off cost, the protection and peace of mind usually justify it.

What it protects you from

A dash cam records what happened, which can be decisive when fault is disputed, and is a strong defence against staged accidents and fraudulent claims. Many also record when parked, capturing hit-and-runs and vandalism. The footage can speed up insurance claims and protect your no-claims bonus when you weren't at fault.

The costs and catches

A decent dash cam is a modest one-off purchase, plus fitting if you don't do it yourself. Not every insurer gives a discount, so check. You'll also want a model with good night footage and clear number-plate capture to be genuinely useful. Overall, the value case is strong for regular drivers.

Our top picks

Frequently asked questions

Do dash cams reduce insurance?

Some UK insurers offer a small discount for having a dash cam, though not all do. Even without a discount, footage can protect your no-claims bonus by proving you weren't at fault.

Are dash cams worth it for everyday driving?

For most drivers, yes - they provide evidence in disputes, guard against fraudulent claims, and give peace of mind, all for a modest one-off cost.

Do you need front and rear dash cams?

A front camera covers the most common incidents. A rear camera adds protection against being hit from behind and tailgating disputes, so a front-and-rear set gives fuller cover.

Bottom line

Our top pick is the ORSKEY Dash Cam (our score 9.6/10) - A practical dash cam (1080p front, dual front and rear) that captures clear evidence on the road for insurance and disputes..