ORSKEY Dash Cam
A practical dash cam (1080p front, dual front and rear) that captures clear evidence on the road for insurance and disputes.
Does a Dash Cam Reduce Insurance?
One of the selling points of dash cams is a possible insurance discount. Here's the reality of how much they help.
Quick answer
Sometimes. A number of UK insurers offer a small discount - often a few per cent - if you fit an approved dash cam, but many don't, so it isn't guaranteed. The bigger financial benefit is usually protecting your no-claims bonus by proving you weren't at fault in a dispute.
How the discount works
Insurers that offer a dash cam discount typically want a device that records continuously with a timestamp and clear footage. The saving is usually modest, so it's worth checking your insurer's policy rather than assuming a discount. Always confirm before buying if the discount is your main reason.
The bigger saving
The real money is in claims. If a dispute goes your way because you have clear footage, you avoid a fault claim, keep your no-claims discount and avoid a premium rise at renewal - which can be worth far more than any upfront discount. That's the strongest financial argument for a dash cam.
Our top picks
#1
#2 
Viofo A119 V3
A practical dash cam (GPS) that captures clear evidence on the road for insurance and disputes.
#3 
Dash Cam A410
A practical dash cam (2K/1440p front, dual front and rear, GPS) that captures clear evidence on the road for insurance and disputes.
Frequently asked questions
Which insurers give a dash cam discount?
Several UK insurers offer one, but it varies and changes over time, and many don't. Check with your own insurer or compare policies that specifically mention a dash cam discount.
How much can a dash cam save on insurance?
Where offered, the direct discount is usually small - often a few per cent. The larger saving comes from protecting your no-claims bonus if footage proves you weren't at fault.
Does a dash cam have to be approved for a discount?
Insurers that offer a discount usually want a device that records continuously with a clear timestamp. Check your insurer's specific requirements before relying on a discount.
Bottom line
Our top pick is the ORSKEY Dash Cam (our score 9.6/10) - A practical dash cam (1080p front, dual front and rear) that captures clear evidence on the road for insurance and disputes..